Whats The Average Cost of Car Accident Repairs? Heres What to Expect
As a vehicle owner you understand that your cars might require repairs at some point, and you should always search for a trusty auto repair service nearby. However, it’s also important to know about the possible costs of any repairs to ensure that you have budgeted to own a car in the first place.
Insurance doesn’t cover everything. You might have to pay some premiums, depending on the car accident repair process. Normally, if it’s too detailed, you might have to pay something extra. That’s if you have insurance at all, but some people don’t. Car repairs can be pricey, which is why insurance is a good option. Try to find at least the simplest policy so you’ll be covered if a car accident happens. You don’t want to get caught off guard without your vehicle or any means to pay for repairs.
There are also facility repair services that your insurance will cover fully, so you don’t have to worry about paying anything out of pocket. Still, it’s vital to understand general pricing. It’s also a good idea to know the auto repair shop policies and procedures and general auto care in these cases.
Let’s find out more about the average cost of car accident repairs.
For those wondering what is the average cost of car accident repairs, it’s important to note that the answer will differ based on the extent of the damage and the type of car. If your vehicle was involved in a minor collision, you may be able to get away with some minor repairs such as replacing a broken mirror or headlight. On the other hand, more serious accidents can require an extensive amount of work under the hood and could easily cost hundreds or even thousands of dollars. Below are some things to consider when determining the average cost of car accident repairs.
Cost of Legal Help
First and foremost, you’ll need the help of an auto accident attorney if you’re the victim of an accident. An auto accident attorney can help you get the compensation you deserve from the other driver’s insurance company, and will also be able to represent you in court if necessary. Depending on your case, this legal representation could cost anywhere from a few hundred dollars to several thousand.
However, some attorneys work on a contingency basis, meaning they won’t charge you unless you receive compensation. For instance, if your car accident attorney says they get a 16% contingency rate, this means they will take 16% of the settlement you win. Shop around for lawyers that offer low contingency rates but have high reviews. The average cost of car accident repairs will need to include the cost of a lawyer as well.
Cost of Damaged Parts and Labor
The average cost of car accident repairs will depend heavily on the car part (or parts) that need to be replaced and the amount of labor needed for the repair job. For instance, fixing a broken headlight may only cost around $100, while replacing a damaged engine part could cost well over $1,000.
Additionally, the labor rate at an auto body shop can vary significantly based on the type of repair and your geographical location. As a result, it’s important to get multiple estimates so you can ensure you’re getting a fair price for the work that needs to be done.
Cost of Locksmith Services
For those wondering the average cost of car accident repairs, not all repairs are overly expensive. For instance, hiring a locksmith is one of the cheapest and common repairs needed after an accident. In most cases, a locksmith should be able to repair or replace your keys for around $150-200, so this is usually the most affordable option.
In addition, most insurance policies cover locksmith services, which can help take some of the burden off your wallet. The average cost of car accident repairs will depend on a variety of factors including the severity of the damage and the type of repair needed. If you’re involved in an accident, it’s important to get multiple estimates even for locksmith services.
Cost of Towing
Another common cost covered by insurance companies is car towing. If your vehicle needs to be towed from the scene of an accident, you’ll likely need to cover the cost up-front. Most tow companies charge a flat fee of around $50 to $100, with the rest being covered by your insurance company. However, some may charge more depending on how far they need to go.
Once again, your insurance policy should cover this cost so make sure to check the mileage. If you’re traveling in another area, consider towing to the nearest certified collision center. The fewer miles you need to tow your vehicle, the cheaper the average cost of accident repairs will be.
Cost of Towing Hitches
While towing a regular car might not be too expensive, you might need to shell out a bit more if you’re in need of towing hitches or other heavy-duty equipment. This is especially true if you own a larger vehicle such as an RV or trailer. In this case, the cost of towing hitches can often be upwards of $200, depending on the size and weight of your vehicle.
In addition, some repair shops might charge additional fees for installations or special arrangements. While these costs will likely be covered by your insurance, it’s important to factor them into the total cost of car accident repairs.
Cost of Labor
During vehicle repair, keep in mind that you’ll also need to pay for labor. Depending on the amount of work needed, the average cost of car accident repairs can frequently be dictated by labor costs. Most auto body shops charge anywhere from $50 to $100 an hour for specialty repairs, so make sure to ask about these rates ahead of time.
Alternatively, you might find a handyman who’s willing to do the repairs for a lower rate. Just make sure that they have enough experience and know-how to do the job properly.
Understanding the average cost of car accident repairs can help you prepare financially in case of an emergency. However, it’s important to remember that these costs can vary, especially labor costs. It’s always best to research options before you get into an accident.
Cost of Brakes
Brake repair is essential before an accident and also after an accident. For instance, if you need brake repair for an accident, the average cost of car accident repairs often depends on what needs to be done. Depending on your vehicle make and model, you can expect to pay anywhere from $200 to $800 for brake repair.
This includes replacing the brake pads and discs, as well as any additional parts that need replacing or repairing. Again, it’s important to research ahead of time and get an estimate so you know what to expect. For performance cars, brakes will usually cost more due to higher-quality components and specialized labor.
If your car accident wasn’t too bad, you might still need help from a car wash service to finish your repairs. This is usually a few hundred dollars depending on the size of the vehicle and the extent of cleaning needed.
For instance, exterior car detailing can cost anywhere from $50 to $300 or more, while interior detailing could be upwards of $200. These costs should almost always be covered by your insurance, but make sure to check with your provider before you start shopping around for services. Fortunately, most car washes and finishing services are affordable, and can help make your car look like new after an accident.
Cost Of New Upholstery
Some car accidents might transfer to interior damage, such as tearing or staining the upholstery. In this case, you’ll likely need to replace the fabric and foam of your seats entirely. Depending on the type of car and materials used for upholstery, this can cost anywhere from $200 to $1,000 or more.
Regular upholstery can cost less than special materials, so make sure to ask about prices before you commit. Additionally, some shops may offer discounts if you need multiple seats repaired.
If you have leather or vinyl seats, you might need to go to a dealership instead of a repair shop, as these materials require special attention. Keep in mind that the cost of car accident repairs can quickly add up and exceed your initial estimates. It’s always best to plan ahead for potential accidents rather than waiting for it to happen.
Cost Of New Windshields
While a cracked windshield seems like no big deal, the average cost of car accident repairs might surprise you. In fact, replacing a windshield can cost anywhere from $200 to $2,000 or more, depending on the make and model of the car.
Windshields are vital for your safety while driving, so if yours is too damaged to repair then you’ll need to replace it completely. This will not only help keep yourself and your passengers safe but also ensure that you pass an inspection if required.
Most states will issue tickets if you drive with a severely damaged or cracked windshield, so it’s always best to replace it as soon as possible. In addition to the cost of the windshield, you might need to pay again for tinting, labor, and installation.
Cost of New Doors
Doors are essential for keeping you safe in the car, so if yours is damaged after an accident then it’s important to get a proper replacement. Depending on your vehicle type, new doors can cost anywhere from $500 to $3,000 or more.
When getting a new door for your car, make sure you specify the color and material of the panel that you need. In some cases, you might be able to find used parts if you can’t afford the full cost of car accident repairs.
You might only need to repair the dent by popping it back out, which can be done for very minimal cost. However, if the frame of the door is damaged then you’ll need to buy a completely new one.
Again, it’s important to check with your insurance provider before you commit to repairs or replacements. In some cases, they might even cover the full cost of car accident repairs and help you get finishing touches, such as new color and paint.
Cost of Electrical Systems
Many new cars come with electrical features, such as power windows and door locks. If any of these malfunction after a car accident, then you’ll likely need to repair or replace your entire wiring system. Depending on the complexity of this job, it can cost anywhere from $500 to $2,000 or more.
It’s always best to seek professional help for these electrical repairs. For instance, your navigation system, air conditioning, and even audio system might be damaged after an accident, so you’ll need to find a reliable technician who can help.
Your technician will understand how to disconnect these systems and replace them with new components. They’ll also be able to detect any other potential electrical problems that may occur after a car accident.
Cost of New Grill and Bumper
Most fender benders can cause a significant amount of damage to the front grill and bumper of your car. In this case, you’ll need to purchase replacement pieces in order to get back on the road safely.
This will add up quickly if you’re buying from a dealership or specialty shop. The cost of car accident repairs can be anywhere from $150 to $1,500 or more depending on the type of car you have and the quality of materials you require. You might be able to find used parts online if you’re willing to do some research.
Alternately, many repair shops offer a full line of new and used parts that can help keep your total cost down. If your bumper needs a specific coat of paint, these auto shops can cover the cost of new paint as well.
Cost Of Structural Repairs
If your car has been in a major accident, then you’ll likely need to pay for structural repairs as well. The cost of car accident repairs related to the frame and chassis can be quite high—anywhere from $1,000 to $4,000 or more.
These costs will depend on the severity of the accident. For instance, if the axel is damaged or the frame is bent then you’ll need to pay more.
In some cases, insurance companies will cover these structural repairs. However, if you don’t have a good policy then it’s best to shop around for the best prices before committing to any repair work.
It’s important to note that if the structural repair is severe, your car will be totaled and you’ll need to buy a new one.
The cost of car accident repairs can vary drastically depending on the type and severity of the damage. Windshields, doors, electrical systems, and structural repairs can each come with their own set of costs. Before committing to any repair work, it’s always best to get quotes from different sources and check with your insurance provider to see if any of the costs can be covered.